1. Manage your debts!- If you intend to get your debt in order, your first move should be to make certain it doesn't get larger. If a great deal of debt is on charge cards, get rid of them, since it is simple enough to obtain brand new ones when you have control over your current spending. Remove all cookies on your computer which are linked to your personal charge card accounts, so you are unable to spend over the internet. If you are struggling with debt, it is essential that you get your credit cards under control and reduce your spending. Find out more at http://www.shrinkyourdebt.co.uk
2. Create a budget plan - Individuals find themselves debt more often than not simply because they spend more money compared to what they bring in. It's important to be aware of exactly what you're spending in a typical calendar month. Keep all your receipts and take note of everything you spend your money on.
3. Eliminate what you can - When you know what you're spending your money on, then you can determine what you can eliminate. Do whatever it takes, even if it means a few changes in your lifestyle. Target the non-essentials, satellite TV deals, superfast broadband packages, cell phone tariffs, alcohol, cigarettes, eating out, magazine subscriptions etc.
4. In what aspects of your life can you make some savings? - the essentials you could save money - central heating costs(change supplier, loft insulation, switch thermostat down by a degree), transport(walk to work, car pool, take bus), shopping for groceries(should you pay out extra for big brands?), taxes(if you are self-employed, are you currently paying more than you need to?), make sandwiches for work rather than spending money on lunch.
5. Purchase a few things in big amounts - Financial savings can be achieved by purchasing particular items in bulk quantities. If you have a Costco card account or are aware of a buddy who has one, you may be able to get bulk items that could be stored (e.g. tinned foods, office materials, crisps/potato chips, soda or juice, frozen goods etc)